.claims-trust { display: flex; flex-direction: column; gap: 12px; }
  .claims-trust-item { display: flex; align-items: center; gap: 10px; font-size: 0.9rem; font-weight: 600; color: var(--ink-mid); }
  .claims-trust-item span { font-size: 1.1rem; }
  .claims-form { background: #fefefe; border: 1.5px solid var(--border); border-radius: 18px; padding: 36px 32px; box-shadow: 0 4px 24px rgba(0,0,0,0.05); }
  .claims-form h3 { font-size: 1.1rem; font-weight: 700; color: var(--ink); margin-bottom: 22px; }
  .cf-field { display: flex; flex-direction: column; gap: 5px; margin-bottom: 16px; }
  .cf-field label { font-size: 0.8rem; font-weight: 700; letter-spacing: 0.04em; text-transform: uppercase; color: var(--muted); }
  .cf-field input, .cf-field select, .cf-field textarea {
    font-family: "Plus Jakarta Sans", sans-serif;
    font-size: 0.95rem; color: var(--ink);
    background: var(--surface); border: 1.5px solid var(--border);
    border-radius: 10px; padding: 11px 14px;
    transition: border-color 0.2s, box-shadow 0.2s;
    width: 100%; box-sizing: border-box;
  }
  .cf-field input:focus, .cf-field select:focus, .cf-field textarea:focus {
    outline: none; border-color: var(--sky);
    box-shadow: 0 0 0 3px rgba(72,147,162,0.12);
  }
  .cf-field textarea { resize: vertical; min-height: 90px; }
  .cf-row { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
  .cf-submit {
    width: 100%; padding: 14px; margin-top: 6px;
    background: var(--sky); color: #fff;
    font-family: "Plus Jakarta Sans", sans-serif;
    font-size: 1rem; font-weight: 700;
    border: none; border-radius: 10px; cursor: pointer;
    transition: background 0.2s, transform 0.15s, box-shadow 0.2s;
    box-shadow: 0 4px 18px rgba(72,147,162,0.35);
  }
  .cf-submit:hover { background: var(--sky-dark); transform: translateY(-1px); box-shadow: 0 8px 28px rgba(72,147,162,0.45); }
  .cf-note { font-size: 0.75rem; color: var(--muted); text-align: center; margin-top: 12px; }
  .cf-success {
    display: none; text-align: center; padding: 28px 0;
  }
  .cf-success .cf-success-icon { font-size: 2.8rem; margin-bottom: 12px; }
  .cf-success h4 { font-size: 1.15rem; font-weight: 700; color: var(--ink); margin-bottom: 8px; }
  .cf-success p { font-size: 0.9rem; color: var(--muted); }
  @media (max-width: 768px) {
    .claims-inner { grid-template-columns: 1fr; gap: 40px; }
    .cf-row { grid-template-columns: 1fr; }
  }

  /* ── Language switcher ── */
  .lang-switcher {
    position: relative; display: inline-flex; align-items: center;
  }
  .lang-switcher select {
    font-family: "Plus Jakarta Sans", sans-serif;
    font-size: 0.78rem; font-weight: 700; letter-spacing: 0.04em;
    border: 1.5px solid var(--border); border-radius: 8px;
    padding: 6px 28px 6px 10px;
    background: #fefefe; color: var(--ink);
    cursor: pointer; appearance: none; -webkit-appearance: none;
    transition: border-color 0.2s;
  }
  .lang-switcher select:focus { outline: none; border-color: var(--sky); }
  .lang-switcher::after {
    content: "▾"; position: absolute; right: 9px;
    pointer-events: none; font-size: 0.7rem; color: var(--muted);
  }

  /* ── Login / My Account ── */
  .nav-login {
    font-family: 'Plus Jakarta Sans', sans-serif; font-weight: 600;
    font-size: 0.92rem; color: var(--ink-mid); text-decoration: none;
    transition: color 0.2s;
  }
  .nav-login:hover { color: var(--ink); }
  .nav-account {
    display: flex; align-items: center; gap: 8px; text-decoration: none;
    font-family: 'Plus Jakarta Sans', sans-serif; font-weight: 600;
    font-size: 0.92rem; color: var(--ink-mid); transition: color 0.2s;
  }
  .nav-account:hover { color: var(--ink); }
  .nav-account-avatar {
    width: 28px; height: 28px; border-radius: 50%; background: var(--sky); color: #fff;
    display: flex; align-items: center; justify-content: center;
    font-size: 0.72rem; font-weight: 700; letter-spacing: 0.02em; flex-shrink: 0;
  }

  .auth-overlay {
    display: none; position: fixed; inset: 0; z-index: 1000;
    background: rgba(17,24,39,0.55); backdrop-filter: blur(3px);
    align-items: center; justify-content: center; padding: 24px;
  }
  .auth-overlay.open { display: flex; }
  .auth-modal {
    position: relative; width: 100%; max-width: 420px;
    background: #fefefe; border-radius: 20px; padding: 40px 34px 32px;
    box-shadow: 0 20px 60px rgba(0,0,0,0.25); animation: popIn 0.25s ease;
    max-height: 90vh; overflow-y: auto;
  }
  .auth-close {
    position: absolute; top: 16px; right: 16px;
    width: 32px; height: 32px; border-radius: 50%; border: none;
    background: var(--surface2); color: var(--muted);
    font-size: 1.3rem; line-height: 1; cursor: pointer;
    display: flex; align-items: center; justify-content: center;
    transition: background 0.2s, color 0.2s;
  }
  .auth-close:hover { background: var(--border); color: var(--ink); }
  .auth-view h3 {
    font-family: "Cormorant Garamond", serif; font-size: 1.65rem; font-weight: 700;
    color: var(--ink); margin-bottom: 6px;
  }
  .auth-sub { color: var(--muted); font-size: 0.92rem; margin-bottom: 24px; line-height: 1.5; }
  .auth-field { display: flex; flex-direction: column; gap: 5px; margin-bottom: 16px; }
  .auth-field label {
    font-size: 0.78rem; font-weight: 700; letter-spacing: 0.04em;
    text-transform: uppercase; color: var(--muted);
  }
  .auth-field input {
    font-family: "Plus Jakarta Sans", sans-serif; font-size: 0.95rem; color: var(--ink);
    background: var(--surface); border: 1.5px solid var(--border);
    border-radius: 10px; padding: 11px 14px; width: 100%; box-sizing: border-box;
    transition: border-color 0.2s, box-shadow 0.2s;
  }
  .auth-field input:focus {
    outline: none; border-color: var(--sky); box-shadow: 0 0 0 3px rgba(72,147,162,0.12);
  }
  .auth-forgot {
    display: block; text-align: right; font-size: 0.82rem; font-weight: 600;
    color: var(--sky-dark); text-decoration: none; margin: -8px 0 18px;
  }
  .auth-forgot:hover { text-decoration: underline; }
  .auth-submit {
    width: 100%; padding: 14px; background: var(--orange); color: #fff;
    font-family: "Plus Jakarta Sans", sans-serif; font-size: 1rem; font-weight: 700;
    border: none; border-radius: 10px; cursor: pointer;
    transition: background 0.2s, transform 0.15s, box-shadow 0.2s;
    box-shadow: 0 4px 18px rgba(249,115,22,0.35);
  }
  .auth-submit:hover { background: var(--orange-dark); transform: translateY(-1px); }
  .auth-switch { text-align: center; font-size: 0.88rem; color: var(--muted); margin-top: 20px; }
  .auth-switch a { color: var(--sky-dark); font-weight: 700; text-decoration: none; }
  .auth-switch a:hover { text-decoration: underline; }
  .auth-demo-note {
    margin-top: 18px; padding: 10px 12px; background: var(--sky-pale);
    border-radius: 10px; font-size: 0.76rem; color: var(--sky-dark); line-height: 1.5;
  }
  .acct-header { display: flex; align-items: center; gap: 14px; margin-bottom: 26px; }
  .acct-avatar {
    width: 52px; height: 52px; border-radius: 50%; background: var(--sky); color: #fff;
    display: flex; align-items: center; justify-content: center;
    font-size: 1.2rem; font-weight: 700; flex-shrink: 0;
  }
  .acct-section {
    border: 1.5px solid var(--border); border-radius: 14px; padding: 18px;
    margin-bottom: 14px;
  }
  .acct-section h4 {
    font-size: 0.78rem; font-weight: 800; letter-spacing: 0.06em; text-transform: uppercase;
    color: var(--muted); margin-bottom: 8px;
  }
  .acct-section p { font-size: 0.9rem; color: var(--ink-mid); }
  .acct-section a.acct-link {
    display: inline-block; margin-top: 8px; font-size: 0.85rem; font-weight: 700;
    color: var(--sky-dark); text-decoration: none;
  }
  .acct-section a.acct-link:hover { text-decoration: underline; }
  .acct-logout {
    width: 100%; padding: 13px; margin-top: 6px; background: none;
    border: 1.5px solid var(--border); border-radius: 10px; cursor: pointer;
    font-family: "Plus Jakarta Sans", sans-serif; font-weight: 700; font-size: 0.92rem;
    color: var(--muted); transition: border-color 0.2s, color 0.2s;
  }
  .acct-logout:hover { border-color: #DC2626; color: #DC2626; }
  @media (max-width: 480px) {
    .auth-modal { padding: 32px 22px 26px; }
  }


  /* ══════════════════════════════════
     FAQ PAGE
  ══════════════════════════════════ */
  .faq-header {
    padding: 152px 6% 56px;
    text-align: center;
    background: var(--surface);
    border-bottom: 1px solid var(--border);
  }
  .faq-header .section-label { justify-content: center; }
  .faq-header .section-label::before { background: var(--orange); }
  .faq-header h1 {
    font-family: "Cormorant Garamond", serif;
    font-size: clamp(2.4rem, 5vw, 3.6rem);
    font-weight: 700; color: var(--ink);
    line-height: 1.1; margin-bottom: 16px;
  }
  .faq-header p {
    color: var(--muted); font-size: 1.05rem; line-height: 1.7;
    max-width: 620px; margin: 0 auto;
  }
  .faq-toc {
    display: flex; flex-wrap: wrap; justify-content: center; gap: 10px;
    margin-top: 28px;
  }
  .faq-toc a {
    font-size: 0.85rem; font-weight: 700; color: var(--ink-mid);
    text-decoration: none; background: #fefefe;
    border: 1.5px solid var(--border); border-radius: 50px;
    padding: 8px 18px; transition: border-color 0.2s, color 0.2s;
  }
  .faq-toc a:hover { border-color: var(--sky); color: var(--sky-dark); }

  .faq-main { padding: 64px 6%; max-width: 860px; margin: 0 auto; }
  .faq-section { margin-bottom: 56px; scroll-margin-top: 96px; }
  .faq-section .section-label { margin-bottom: 10px; }
  .faq-section h2 {
    font-family: "Cormorant Garamond", serif;
    font-size: clamp(1.7rem, 3vw, 2.2rem); font-weight: 700;
    color: var(--ink); line-height: 1.2; margin-bottom: 10px;
  }
  .faq-section > p.faq-intro {
    color: var(--muted); font-size: 0.98rem; line-height: 1.7;
    margin-bottom: 26px; max-width: 640px;
  }
  .faq-trades-list {
    display: flex; flex-wrap: wrap; gap: 10px; margin-bottom: 26px;
  }
  .faq-trades-list span {
    font-size: 0.85rem; font-weight: 600; color: var(--sky-dark);
    background: var(--sky-pale); border-radius: 50px; padding: 7px 16px;
  }

  .faq-item {
    background: #fefefe; border: 1.5px solid var(--border);
    border-radius: 14px; margin-bottom: 12px; overflow: hidden;
  }
  .faq-item[open] { border-color: var(--sky); }
  .faq-item summary {
    list-style: none; cursor: pointer;
    display: flex; align-items: center; justify-content: space-between; gap: 16px;
    padding: 18px 22px; font-weight: 700; font-size: 0.98rem; color: var(--ink);
  }
  .faq-item summary::-webkit-details-marker { display: none; }
  .faq-item summary::after {
    content: "+"; font-size: 1.4rem; font-weight: 400; color: var(--orange);
    flex-shrink: 0; line-height: 1; transition: transform 0.2s;
  }
  .faq-item[open] summary::after { content: "–"; }
  .faq-item .faq-a {
    padding: 0 22px 20px; color: var(--muted); font-size: 0.95rem; line-height: 1.7;
  }
  .faq-item .faq-a p + p { margin-top: 10px; }

  .faq-cta {
    background: var(--surface2); border-top: 1px solid var(--border);
    text-align: center; padding: 64px 6%;
  }
  .faq-cta h2 {
    font-family: "Cormorant Garamond", serif;
    font-size: clamp(1.8rem, 3.5vw, 2.6rem); font-weight: 700;
    color: var(--ink); margin-bottom: 14px;
  }
  .faq-cta p { color: var(--muted); font-size: 1rem; margin-bottom: 30px; }
  .faq-cta-buttons { display: flex; gap: 12px; justify-content: center; flex-wrap: wrap; }

  @media (max-width: 640px) {
    .faq-header { padding: 132px 6% 44px; }
    .faq-main { padding: 48px 6%; }
  }
    nav ul li a.nav-active { color: var(--orange) !important; }