Guides
Insurance, Explained
for the Trades.
Plain answers to the insurance questions contractors and tradespeople in Ontario ask most. General information, not advice about your business.
What GCs ask from subcontractors in Ontario, and how to have it ready
What Ontario general contractors usually ask subcontractors for before a start date, plus how multi-trade and subcontracted work affects your quote.
Contractor insurance glossary: the terms on your policy, quote and certificate
Plain-language definitions of the insurance terms Ontario contractors see on a quote, policy or certificate of insurance, from aggregate limit to WSIB.
What contractor general liability covers (and what it doesn’t): job-site examples
Job-site examples of what contractor general liability covers in Ontario, what it leaves out, and where the gaps usually show up.
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